Designing the Future of Finance

Oxford Saïd treats financial innovation as a combination of data infrastructure, institutional objectives and policy. Open banking expands into open finance, with APIs and regional strategies providing practical context. The course is conceptual rather than a programming tutorial.

What you will learn

• Distinguish open banking from wider open-finance approaches.
• Explain the role of APIs in financial data exchange.
• Compare objectives and policy choices across regional strategies.

Who this suits

Learners with basic financial knowledge and an interest in technology, policy or innovation. Coding is unnecessary.

Before you enroll

Basic financial knowledge is recommended. Regulations and implementations vary by region, so use the examples to understand design choices and verify current local rules separately.

Coursera offers paid enrollment or subscription access. Check the enrollment screen for assessment and certificate terms, trials and any financial-aid options. Provider access terms can change; review them before paying.

Put it into practice

Map a fictional financial-data service from consent to API use. Identify who controls access, which data is shared and what happens when consent is withdrawn.

Source and review

This overview is based on the provider's published information, checked on 12 October 2026. It is an editorial assessment, not a claim that we completed the resource. Time filters are approximate study ranges; projects and exercises can take longer.

View the curriculum and current access options at Coursera.

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